What's the best way to take the pressure off?

Times are tough for a lot of folks and we are all wondering when things will improve, financially, and otherwise. Robbing Peter to pay Paul may be a temporary plan, but a long-term plan for financial stability and growth would be the ultimate goal. You may be cashing in your pension to pay bills, or you have paid a debt reduction company to reduce your credit card debt. Maybe you are behind on your mortgage payments, or your house is worth less than your mortgage balance. Maybe there is not a $1.00 of equity to secure that second mortgage. In short, if any of these circumstances are affecting you, then you should spend a half an hour getting some free financial counseling.
P.S. Pensions are exempt from debt collection, so think twice about cashing them in to pay credit card debts.